TLDR
We're excited to announce two new features for reCAPTCHA Transaction Defense: Explainability and Console Improvements. These enhancements give you more control over transaction risk analysis and greater transparency into the reasoning behind risk scores.
Did you know that 71% of organizations are victims of payment fraud attacks? (JP Morgan & AFP Payments Fraud and Control Report) reCAPTCHA Transaction Defense is designed to protect businesses from this evolving threat by providing a risk verdict related to carding and chargebacks at the moment of a transaction. Today, we're making that defense even stronger and more transparent.
What's New?
We are launching two powerful new features to give you deeper insights and finer control over how you protect your transactions.
1. Transaction Defense Explainability
This feature provides clear, concise reasons why a particular transaction is assessed as risky. This "explainability" moves beyond a simple score, allowing you to understand the specific signals that point to potential fraud and take more informed action.
Since rolling out, the most common reason so far is HIGH_TRANSACTION_VELOCITY, a strong indicator of carding attacks.
2. Console Improvements for Setting Score Thresholds
Launched in August, the reCAPTCHA console now features a more intuitive interface for configuring risk score thresholds. By easily adjusting these thresholds, you can fine-tune your security posture, deciding precisely when to allow, block, or send transactions for further review.
Why It Matters: From Detection to Decision
Fighting payment fraud effectively requires more than just identifying risk; it requires understanding it. With these new features, you can:
- Gain Deeper Insights: Understand the specific indicators of fraud, like card testing or stolen instruments.
- Reduce False Positives: Fine-tune your score thresholds to match your business's risk tolerance.
- Prevent Chargebacks: Block fraudulent transactions with higher confidence before they can impact your bottom line.
What's Next?
Ready to take advantage of these new features?
- Log in to your reCAPTCHA console and navigate to the fraud page to configure your risk score thresholds.
- Inspect the API response for assessments to see the new explainability reasons for risky transactions.
- Adjust your rules and internal workflows based on these new, more detailed insights.
Log in today to gain deeper insights and start fine-tuning your fraud defenses.